How to Stop XtraTime Loan on MTN and Stay in Control

How to Stop XtraTime Loan on MTN and Stay in Control

Learn How to Stop XtraTime Loan on MTN today.

Ever run out of airtime just when you need to make an important call?

MTN’s XtraTime service can be a lifesaver in those situations, allowing you to borrow airtime and make calls even when your main balance is low.

But what if you find yourself using XtraTime a little too often and want to take back control of your airtime usage?

Don’t worry, deactivating XtraTime and preventing future loans is a breeze!

About XtraTime on MTN

Think of XtraTime as a helpful neighbor who lends you a cup of sugar when you’re out. It’s convenient, but it’s not meant to be a permanent solution. Here’s how XtraTime works:

  • When your main airtime balance is low, you can borrow a specific amount of airtime through XtraTime.
  • You can then repay the borrowed amount along with a service fee.

While XtraTime can be a lifesaver in a pinch, using it frequently can lead to unexpected charges and leave you with less airtime than you bargained for in the long run.

Simple Ways on How to Stop XtraTime Loan on MTN

Ready to stop relying on XtraTime loans and manage your airtime more effectively? Here are three simple ways to deactivate XtraTime on your MTN line:

1. Using the USSD Code:

This is a quick and easy method. Just dial *303# on your phone and navigate the XtraTime menu. Look for an option to “deactivate” the service or “stop further loans.” Follow the on-screen prompts to confirm your choice.

2. Through the MyMTN App:

If you prefer using an app, the MyMTN App is your answer. Open the app on your smartphone and log in to your MTN account. Locate the XtraTime section and find the option to deactivate the service.

Just tap a few times, and you’re ready.

3. Contacting MTN Customer Care:

Need some personal assistance? MTN’s customer care team is always happy to help. Reach out to them via their social media channels, call center, or visit a physical MTN store. A customer care representative will be able to deactivate XtraTime for you.

Important Note: The specific steps for deactivating XtraTime may be different based on your MTN plan and region. If you encounter any difficulties, contacting MTN customer care is always a good option.

Don’t Forget to Repay Existing Loans

Even after deactivating XtraTime, it’s important to settle any outstanding loan balance you might have.

The good news is, you don’t have to do anything special or different.

Any airtime you receive, including top-ups and bonuses (excluding bonus airtime accounts), will be automatically deducted towards your XtraTime loan until it’s fully repaid.

FAQs About Deactivating XtraTime Loan on MTN

  • How do I cancel my MTN loan? – Deactivating XtraTime prevents future loans. To cancel an existing loan, simply ensure you have enough airtime to cover the borrowed amount and the service fee. Once you have sufficient airtime, your outstanding balance will be automatically deducted.
  • How do I opt-out of XtraTime on MTN? – Opting out is the same as deactivating XtraTime. You can use any of the methods mentioned earlier (USSD code, MyMTN App, or contacting customer care).
  • How do I stop MTN Nigeria from deducting my Airtime (credit)? – Deactivate XtraTime and ensure you have enough airtime for your calls and data usage. With XtraTime deactivated, your main airtime balance won’t be used for loan repayments.
  • How do I check my MTN airtime loan? – Dial *606# and navigate the menu to check your XtraTime balance or transaction history. This will give you a clear picture of any outstanding loans you might have.

Now, you can easily deactivate XtraTime and manage your airtime more effectively.