MTN Airtime Transfer Code: How to Send Airtime Easily in 2025

ByLight Chinedu Chidi Hours
MTN Airtime Transfer Code How to Send Airtime

Sometimes, you just need to send airtime to someone urgently, right?
Maybe a friend or family member needs help, or you just want to show some love.
Good thing is, MTN has made it very easy.
Today, I’ll walk you through everything you need to know about the MTN airtime transfer code and how to use it properly.

Let’s get started.

MTN Airtime Transfer Code

The official MTN airtime transfer code in Nigeria is *321#.
It’s fast and simple to use.

With *321#, you can:

  • Transfer airtime to another MTN line
  • Change your transfer PIN
  • Access other gifting services

Before March 2024, the old code was *600#, but now, MTN has upgraded to *321# across Nigeria.
So, if the old code is not working for you, now you know why.

Whether your MTN line is new or old, you can use this new code without stress.

How to Get MTN Transfer PIN

Before you can send airtime, you need to set up your MTN transfer PIN.
It’s just for your security — to prevent anyone from using your line without permission.

Here’s how to create or change your PIN:

  1. Dial *321# and select Airtime Share.
  2. Choose Change PIN.
  3. Enter the default PIN (0000).
  4. Type in your new 4-digit PIN.
  5. Confirm the new PIN.

That’s it.
You’re ready to start transferring airtime.

If you ever forget your PIN, simply text RESET to 321 and follow the instructions.

How to Transfer Airtime on MTN to MTN for the First Time

If it’s your first time trying airtime transfer, don’t worry, it’s very easy.

Here’s the process:

  • Make sure you have already changed your default PIN.
  • Dial:
    *321*Recipient's Number*Amount*PIN#

Example:
You want to send ₦500 to 08031234567 and your PIN is 1234.
Just dial:
*321*08031234567*500*1234#

Press send.
You’ll get a confirmation message once it’s successful.

Quick advice: Always double-check the phone number before you send.
Once the airtime is transferred, it cannot be reversed.

How to Transfer Airtime on MTN Without PIN

Some people ask if there’s a way to transfer airtime without a PIN.
Well, the answer is no.

You must always enter your transfer PIN.
It’s part of MTN’s security system to protect your line.
So if you’ve forgotten your PIN, just reset it quickly using the method I shared earlier.

How to Activate MTN Transfer Code

The good news is, you don’t need to do any special activation.
Your MTN line is already set up to use *321#.

The only thing you must do before your first transfer is to change your default PIN from 0000 to your own personal PIN.

Once you’ve done that, you can start using the MTN airtime transfer service immediately.

MTN Airtime Transfer Code to Airtel and Other Networks

Now, this is important.
Can you transfer airtime from MTN to Airtel or other networks?

The answer is no.
As of April 2025, MTN only allows airtime transfers from MTN to MTN.
You cannot transfer airtime to Airtel, Glo, 9mobile, or any other network.

If MTN decides to allow it in the future, we’ll definitely update you.
But for now, don’t waste your time trying.

MTN Airtime Transfer Code Ghana and South Africa

For those who travel or have family outside Nigeria:

  • In Ghana, the MTN airtime transfer code is *198#.
  • In South Africa, MTN users use *141# to share airtime.

But in Nigeria, always stick to *321#.
That’s the correct code here.

MTN Airtime Transfer Code Free: Any Charges?

Another good thing is that airtime transfer with MTN is completely free.

You won’t be charged any extra fees for using the MTN airtime transfer code inside Nigeria.
However, you must have enough airtime to complete the transfer and still leave a small balance on your line.

Example: If you want to send ₦1,000, you should have more than ₦1,000 on your line.

Simple, right?

Transferring airtime on MTN is very easy once you know the right steps.
Just remember:

  • Always change your default PIN before sending airtime.
  • Use the correct code (*321#).
  • Airtime transfer is for MTN to MTN only.
  • Double-check numbers before you send.

With this guide, you should have no issues helping friends and family whenever they need airtime.
Stay connected and enjoy smooth transfers anytime.